About Me

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Hello, I’m Houston McMiller, a dedicated Business and Credit Specialist with over 20 years of experience in the field.

My expertise spans across various aspects of credit solutions, business funding, and personal credit repair.

I’ve had the privilege of working with a diverse range of clients, from pro-athletes and celebrities to small businesses and startups.

My experience and knowledge have been instrumental in fostering both Fortune 500 companies and emerging ventures.


My Story

I created my website with the aim to guide entrepreneurs and business owners on how to access and build credit. I also provide advice on fixing personal credit and related issues.

The website was created to share my wealth of knowledge and experience in business funding and to help others navigate the often complex world of credit and finance.

BUSINESS CREDIT AMERICA, Inc, the parent company, support me in my mission. With a shared vision for empowering entrepreneurs with the right tools and knowledge to grow their ventures, we are able to reach more individuals and provide comprehensive support for all credit-related concerns.

My assets include my expertise, experience, and a wide range of clients. I’ve provided consultations to more than 100.000 thousand clients directly, be it via phone or face-to-face (yes this is correct), helping them overcome their business and credit challenges.


My Values

At Houstonmcmiller.net, I am committed to providing entrepreneurs with the resources they need to succeed.

I believe in the power of entrepreneurship and the significant impact that small businesses can make.

My values are reflected in the free resources I provide, including articles, how-to guides, reviews, and tools.


Why Choose Me?

Choosing me means opting for a truly personalized approach. Unlike many larger firms that provide generic solutions, I focus on understanding your unique needs.

Drawing on 20 years of experience, I tailor strategies for each client, recognizing your specific problems and industry nuances. With me, you’re not just a customer, but a priority.

So, why choose me? For my commitment to your individuality, professional expertise, and personalized service designed for your success.


Author and Blog

I am the author of the blog on my website, where I share comprehensive guides on various topics such as Financing and Credit, Credit Scores and Reports, Bad Credit Solutions, Financial Institutions, Business Formation, and Entrepreneurship.


Featured On

I have been featured on prominent news associates such as ABC, NBC, CBS, and Fox.


Web Domains and Social Networks

I own several web domains including houstonmcmiller.com, houstonmcmiller.org, businesscreditamerica.com, buildinternetwealth.com and 3wayfunding.com. and have a strong presence on various social media platforms.

You can connect with me on Twitter, Facebook, Instagram, TikTok, LinkedIn, Pinterest, and Vimeo.


Services Offered

I offer a range of services to help entrepreneurs overcome their business and credit challenges.

These include Business Formation services such as starting a business, finding startup costs, licenses & permits, formation services, and more.

I also offer or recommend Business Finance services like business credit, business funding, getting a business credit card, credit system, and credit repair.

Additionally, I provide Marketing & Online Presence services like website creation, logo design, and social media page setup.

Check here all the services I provide!


Testimonials

Don’t just take my word for it. Hear from the thousands of satisfied clients I’ve supported. Check out my testimonials here.


Our Team

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I am the primary author of the blog. With my vast experience and expertise, I provide unique one-on-one attention to address your specific needs.

Bernardo Alves

I am supported by a Webmaster, Bernardo Alves, who manages all websites, social networks, and web presence.

Linkedin: https://www.linkedin.com/in/blalves/


Disclaimers and Legal Information

As a website that promotes affiliate links to credit cards, banks, financing companies, and affiliate programs, it’s important to note that I adhere to best practices in the banking and credit industry.

While I strive to provide accurate and up-to-date information, please be aware that the financial products and services mentioned come with their own terms and conditions.

I encourage you to read and understand these before making any decisions. For more information, please visit my Privacy Policy and Terms of Service pages.


My Company and Contacts

I operate under the company name Business Credit America.

The company is located at 269 S Beverly Dr #725, Beverly Hills, CA 90212. You can reach out to us at +1 888 883 3013.


YouTube Channels

I have two YouTube channels where I share my expertise and knowledge in business funding and credit solutions.

You can visit my channels Business Credit News and 3WayFunding to learn more about my work and watch my informative videos.


Most Common Requests

Over the years, I’ve received a variety of requests from entrepreneurs and business owners seeking advice and guidance. Here are some of the most common inquiries I receive:

  • How to Get Business Funding: Many entrepreneurs reach out to me for advice on how to secure funding for their businesses. This can range from startup capital to expansion funds. I provide guidance on various funding options and how to navigate the application processes.
  • How to Build Business Credit: Building business credit is crucial for any company. I often guide entrepreneurs on how to establish and improve their business credit scores, which can open up more financing opportunities.
  • Which Banks Are the Easiest to Get Funding From: The choice of bank can significantly impact the ease of securing funding. I provide insights on which banks have more entrepreneur-friendly policies and higher approval rates.
  • Which Credit Bureaus Do Banks Use: Understanding which credit bureaus banks use can help in strategizing credit building and repair. I provide information on the major credit bureaus and how their scoring systems work.
  • Which Business Structure Will Help Me Get the Most Money: The structure of a business can impact its funding options. I guide entrepreneurs on choosing the right business structure for maximum financial benefit.
  • How to Reduce Business Expenses and Still Secure Funding: Balancing cost-cutting and funding can be tricky. I provide strategies on how to reduce expenses without compromising a business’s ability to secure necessary funding.
  • How to Fix My Credit Report: Credit repair is a common request I receive. I provide guidance on how to identify and address issues on credit reports that may be affecting credit scores.
  • Fastest Way to Boost My Credit Score: Improving credit scores can open up better financial opportunities. I provide tips and strategies on how to quickly improve credit scores.
  • How to Remove Negative Items Off the Credit Report: Negative items on a credit report can significantly impact credit scores. I guide individuals on the steps to dispute and remove these items from their reports.

I strive to address these and many other concerns through my services and resources. My goal is to empower entrepreneurs and business owners with the knowledge they need to navigate the financial aspects of their ventures successfully.

Don’t wait! Join thousands of satisfied clients.