Effective Date: 03/13/2024
This California Privacy Policy applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this policy to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and any terms defined in the CCPA have the same meaning when used in this policy.
A. Personal Information We Collect, Disclose and Sell
We collect the following categories of personal information about California consumers:
- Identifiers such as name, email address, IP address
- Internet or electronic network activity information
- Geolocation data
- Inferences drawn about your interests and preference
This personal information is collected from you directly when you provide it to us, automatically from your interactions with our website/services, and from third parties that interact with us in connection with the services we provide.
We may disclose the personal information listed above to third party service providers and advertising partners for business purposes, which are defined in section C below.
We may also allow third party advertising and analytics companies to collect personal information directly from your interactions with our site/services.
B. Sources of Personal Information
We collect personal information directly from you when you provide it to us, automatically through your use and interactions with our website/services, and from third parties that work with us to provide you with products and services.
C. Use of Personal Information
We may use or disclose personal information we collect for one or more of the following business purposes:
- To fulfill the reason you provided the information, including to respond to comments, inquiries or requests.
- To create, maintain, and secure your account on our website.
- To provide, support, personalize, and develop our website and services.
- For marketing and advertising purposes.
- For analysis and analytical purposes.
- To protect against fraud, illegal activity, and to comply with legal obligations.
- To evaluate or conduct a merger, restructuring, reorganization or other transfer or sale of all or a portion of our assets.
We disclose personal information to the following categories of third parties for business purposes:
- Service providers
- Advertising networks
- Data analytics providers
- Operating systems providers
- Social networks
- Legal and professional service providers
D. California Consumer Privacy Rights
The CCPA provides consumers with specific rights regarding their personal information. You have the right to request that businesses subject to the CCPA disclose certain information to you about their collection and use of your personal information over the past 12 months.
In addition, you have the right to have your personal information deleted, subject to certain exceptions. You also have the right to opt-out of the sale of your personal information.
To exercise your rights under the CCPA, please submit a verifiable consumer request to us by either:
Emailing [email protected] with “California Privacy Rights” in the subject line.
Submitting a request through our website at https://houstonmcmiller.net/opt-out/
We may need to verify your identity before responding to your request, such as by asking you to confirm information relating to your recent interactions with us.
If you are a California resident and would like to opt out from the disclosure of your personal information to third parties for marketing purposes, please describe your opt-out method, e.g. submit a request using above contact methods. We do not sell personal information of individuals we know are under 16 years old.
E. Non-Discrimination
We will not discriminate against you for exercising your privacy rights under the CCPA.
F. Updates
This California Privacy Policy is effective as of the date stated at the top of this policy. We may change this California Privacy Policy from time to time, consistent with the requirements of the CCPA. Any updates will be posted on this page with a new effective date.
G. Contact Information
If you have questions or concerns regarding this policy or our privacy practices, you may email us at [email protected] or contact us at:
Business Credit America, Inc.
269 S Beverly Dr #725
Beverly Hills,CA 90212
For more details on how we collect and use information from visitors to our website, please see our general Privacy Policy that applies to all visitors. This California-specific policy is intended to satisfy notice requirements of the CCPA and should be read together with our Terms of Use, Editorial Guidelines, Advertiser Disclosure, Disclaimer, Affiliate Disclosure and Digital Millennium Copyright Act Notice.
