American Express Account: Top 5 Amex Accounts To Get Credit Cards

Houston Mcmiller

American express account

Having access to an American Express account is very beneficial to help get approved for credit with other lenders.

In this blog, I’ll tell you how to get 5 american express account you could use to help you get access to the american express credit cards.

Let’s start with building a relationship with American Express using their debit and prepaid cards.

american express bluebird debit card
american express bluebird debit card

Is Bluebird American Express Account Good?

Bluebird, offered by American Express, is a prepaid debit card with virtually no fees. It functions almost like a checking account, making it a useful substitute for consumers who don’t have a bank account. Even if you have a bank account, Bluebird’s family-friendly money management tools may be appealing.

Adding to that, there are no monthly or purchase transaction fees, and several free ways to add money to the card. Extensive, free ATM network. Comes with valuable perks and services, such as spending alerts and family sub accounts, from American Express.

usaa secured american express card
usaa secured american express card

Could the USAA Secured American Express Account Card Be Good For My Credit?

Although, the only American Express secured credit card is the USAA Secured American Express card. It has a $35 annual fee and requires a deposit of at least $250. … There is no American Express secured credit card issued by Amex. All American Express-issued credit cards require at least good credit for approval.

Also, the USAA® Rewards™ American Express® Card’s regular APR could be anywhere from 9.9% to 25.9% (V), depending on your overall creditworthiness.

American Express savings account
American Express savings account

How do I deposit money into my American Express savings account?

You will need to endorse the check on the back and then write “For Deposit Only in Account” followed by your Personal Savings account number. However, it is more secure to make the check payable to American Express National Bank and writing your Personal Savings account number on the memo line.

One more important thing to remember about the American Express Savings Account.

American Express National Bank is an FDICinsured bank and your deposits is insured as long as it does not exceed the allowable coverage limit.

American Express Serve Card
American Express Serve Card

Will the American Express Serve Card Help Me?

American Express offers prepaid debit cards and credit cards to a variety of both retail and commercial customers. It is also an industry leading provider of charge cards which offer month to month credit with card balances that must be paid off each month.

The monthly spending limit on the American Express Card is $15,000. The average daily spending limit for other cards is around $5,000. The Serve card limits ATM withdrawals to $750, compared to an average of $500 among prepaid cards. You can load up to $2,500 cash on the card in a day.

American Express Authorize User
American Express Authorize User

Would Adding The American Express Authorize User To My Credit Make It Strong?

You can help your Additional Card Member start building credit once they turn 18. teaching them responsible spending habits. Additional Card Members can log in to the Amex app with their own username to keep track of their purchases.

Just to be clear, American Express refers to its authorized users as additional card members. It reports to the three major credit bureaus, Experian, Equifax and TransUnion.

Conclusion:

increase credit score

If you’re struggling to get an American Express Card and you have bad credit this blog post is for you.

You no longer have to sit on the sidelines hoping one day to get an american express. We’ll giving you five accounts to help you build a strong foundation to get that prestigious card.

These are the accounts you need to have a strong relationship with Amex. You should consider the either the amex bluebird or the amex serve card. Then, open up a saving account with American Express. After you done that then add an american express authorize user.

With this trifecta, you should be on your way to get a regular american express card even with bad credit.

If you want to know more ways to boost your personal credit check out 3waycredit.com

About the author

I'm Houston McMiller, a credit and business funding specialist sharing my expertise on Houstonmcmiller.net. I've guided more than 100.000 entrepreneurs and business owners, authored the best-selling e-book "Insider Bank Secrets", and run successful YouTube channels, all to help you succeed with your credit and funding needs.