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Business Formation Setup

My Hand-Picked Options

Houston Mcmiller - Business & Finance Strategist - Profile Picture

Kickstart Your Business Journey: Form an LLC Today! Starting an LLC is a breeze with the right business formation service.

By choosing the LLC route, you’re unlocking a plethora of financial avenues for your venture.

Not only does it amplify your financing choices, but it also brings in attractive tax breaks and shields your personal treasures – think your home and savings – from potential business-related financial or legal hiccups.

How to start your LLC in 7 simple steps:

  • Step 1: Name Your LLC

  • Step 2: Select Your State

  • Step 3: File Articles of Organization

  • Step 4: Choose A Registered Agent

  • Step 5: Create An Operating Agreement

  • Step 6:Apply For EIN

  • Step 7: Comply With Tax Requirements

New Business Express Startup Program

Top Pick

Best for: Full-service done-for-you setup, credit repair, and unlocking $50k-$150k in business credit

Starting Cost $547 (Silver Package)
Turnaround Time 3 - 7 Business Days
State Fees Included in Price
EIN & Corp Kit Included For Free
Credit Repair Program Included ($899 Value)
1-on-1 Support Business Coaching Call
Unique Perks / Focus Includes 2 to 3 Years Access to the Business Credit System ($1794+ Value) & Capital Stacking Strategy

Inc Authority

Best for: Free basic LLC setup with fast processing and free EIN assistance

Starting Cost $0 + State Fee
Turnaround Time 48-72 Hours
State Fee Required? Yes
Registered Agent Cost 1st Year Free (then $199/yr)
EIN Cost Free (with std processing)
Operating Agreement Cost $89 Add-on
Unique Perks / Focus Free business credit coaching & funding analysis

Bizee

Best for: Budget-friendly filing with a free registered agent and compliance alerts

Starting Cost $0 + State Fee
Turnaround Time 3-12 Weeks (Free Plan)
State Fee Required? Yes
Registered Agent Cost 1st Year Free (then $119/yr)
EIN Cost $70 Add-on
Operating Agreement Cost $40 Add-on
Unique Perks / Focus 1 month free virtual address & lifetime compliance alerts

Tailor Brands

Best for: All-in-one business formation matched with an AI branding suite

Starting Cost $0 (Lite Plan) + State Fee
Turnaround Time Up to 14 Business Days
State Fee Required? Yes
Registered Agent Cost $199/yr (Not in base)
EIN Cost $99 Add-on
Operating Agreement Cost $29 Add-on
Unique Perks / Focus Integrated AI logo maker & DIY website builder

Frequently Asked Questions

Are these "$0" LLC formation services actually free?

Yes and no. The platforms themselves (Bizee, Inc Authority, and Tailor Brands) charge $0 for their basic filing service. However, every state charges a mandatory filing fee that you must pay regardless of how you form your LLC. This state fee can range from $40 to $500 depending on where you live. The $0 simply means the platform isn't charging you an extra service fee to submit the paperwork.

What is a Registered Agent, and do I really need one?

Yes, all 50 states legally require your LLC to have a Registered Agent. This is a person or service designated to receive official legal and tax documents on behalf of your business during regular business hours. Both Bizee and Inc Authority include your first year of Registered Agent services for free. Tailor Brands charges $199/year for this service from day one.

Should I pay the platform to get my EIN?

An EIN (Employer Identification Number) is like a social security number for your business, and you need it to open a business bank account. The IRS actually issues EINs for free if you do it yourself on their website. However, if you want to save time, Inc Authority includes EIN assistance in their standard processing, while Bizee charges $70 and Tailor Brands charges $99 to handle it for you.

Which platform is best if I need help branding my business?

If you need a logo, a website, and digital business cards alongside your LLC formation, Tailor Brands is the best choice. While their registered agent service isn't free the first year, their all-in-one AI branding suite is incredibly powerful for entrepreneurs who want their whole business set up in one place.

How long will it take for my LLC to be official?

Turnaround times depend on two things: the platform you choose and your state's processing speed. Inc Authority typically processes your paperwork internally within 48-72 hours on their free tier. Bizee's free tier can take anywhere from 3 to 12 weeks unless you pay for expedited processing. Once the platform submits your paperwork, you still have to wait for your state to finalize it.

I just formed my LLC. How can the Houston Mcmiller Startup Program help me?

Forming your LLC is just step one. The Houston Mcmiller Startup Program steps in after your business is legal to help you actually get funded. Unlike automated software, this program provides 1-on-1 mentorship and specific capital stacking strategies designed to help you bypass software denials and unlock $50K to $150K in business credit.

Important Financial Disclosures

General Notice: Persons facing serious financial difficulties should consider other alternatives or seek out professional financial advice. This website is not an offer to lend. HOUSTONMCMILLER.NET / 3WAYFUNDING.COM / BUSINESS CREDIT AMERICA INC. is not a lender or lending partner and does not make loan or credit decisions.

Our Role as a Connector: We connect interested persons with a lender or lending partner from our network of approved partners. We do not control, and are not responsible for, the actions or inactions of any lender, nor are we an agent, representative, or broker for them. We receive compensation from lenders, often based on a "ping-tree" model similar to Google AdWords, where the highest available bidder is connected to the consumer. Regardless of this compensation, our service is always free to you.

Notice Regarding Tribal Lenders: In some cases, you may be given the option of obtaining a loan from a Tribal Lender. Tribal lenders are subject to tribal and certain federal laws and are immune from state law, including usury caps (interest rate limits). If you are connected to a tribal lender, please understand that their rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.

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Annual Percentage Rate (APR) & Representative Example: Lenders in our network offer loans with an Annual Percentage Rate (APR) of 35.99% and below. All loans are subject to the lender’s individual underwriting criteria.

Representative Example: If you borrow $4,300.00 at a 35.99% APR with a 30-month repayment term, your monthly payment would be $219.36. The total amount payable would be $6,581.78. Loans typically include a minimum repayment plan of 12 months and a maximum of 30 months.

Disclosure of Terms & Fees: The lender you are connected with will provide documents containing all fees and rate information. We have no knowledge of or control over the specific loan terms offered to you. You are urged to read and understand the terms of any loan offered and to reject any particular loan offer that you cannot afford to repay.

Late Payments Hurt Your Credit Score: Please be aware that missing a payment or making a late payment can negatively impact your credit score. If you cannot make a payment on time, you should contact your lenders immediately.

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Business Credit America, Inc.
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Beverly Hills,CA 90212

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About Houston Mcmiller

Houston McMiller is your trusted guide in the world of business funding and finance. With decades of experience empowering entrepreneurs, he provides comprehensive resources and insights to help you navigate your financial journey.

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