California Privacy Notice

Last Updated: November 14, 2026

Entity: Business Credit America, Inc. ("HoustonMcMiller.net," "we," "us," or "our")

Contact: [email protected]

Address: 269 S Beverly Dr #725, Beverly Hills, CA 90212

1. INTRODUCTION

This California Privacy Notice explains how Business Credit America, Inc., operating HoustonMcMiller.net, collects, uses, discloses, and protects personal information belonging to California residents.

This Notice supplements our [Privacy Policy](https://houstonmcmiller.net/privacy-policy) and is intended to explain the privacy rights available to California residents under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

We operate as a financial information provider and lead-generation service. We are not a lender or credit grantor.

This Notice applies to California residents who visit our website, submit forms, request information, use our services, or otherwise interact with us.

2. PERSONAL INFORMATION WE COLLECT

Depending on how you interact with our website and services, we may collect the following categories of personal information:

Identifiers: Name, email address, telephone number, physical address, IP address, and other identifying information.

Customer Records and Contact Information: Information you provide when requesting consultations, submitting inquiries, or communicating with us.

Financial and Professional Information: Income information, employment history, creditworthiness indicators, business information, and financial product interests.

Internet and Electronic Network Activity: Browser information, device identifiers, website interactions, browsing activity, and information collected through analytics technologies.

Sensitive Personal Information: In certain financial application processes, we may facilitate the collection of Social Security numbers, driver's license numbers, and precise geolocation information.

We do not store Social Security numbers on our local servers. According to our Privacy Policy, this information is encrypted and transmitted directly to the specific lender you authorize.

3. HOW WE COLLECT AND USE PERSONAL INFORMATION

We collect personal information directly from you when you:

- Submit contact forms or financial service inquiries.

- Request information about personal or business funding.

- Book consultations or communicate with our team.

- Subscribe to communications or marketing emails.

- Interact with our website and digital services.

We may also collect information automatically through cookies, analytics tools, advertising technologies, and similar tracking technologies.

We use personal information for the following business and commercial purposes:

- Providing information about financial products and services.

- Processing inquiries and consultation requests.

- Connecting consumers with lenders or relevant business partners when requested.

- Communicating with consumers about their inquiries and services.

- Operating, maintaining, and improving our website.

- Measuring website performance and user interactions.

- Advertising, marketing, and understanding audience engagement.

- Detecting fraudulent activity and maintaining website security.

- Complying with applicable legal and regulatory obligations.

4. DISCLOSURE OF PERSONAL INFORMATION

We may disclose personal information to third parties when necessary to operate our business and provide requested services.

These parties may include:

- Lenders and financial service providers you specifically authorize to receive your information.

- Technology and hosting providers, including GoHighLevel.

- Email and communication service providers.

- Analytics and advertising partners, including Microsoft Clarity and Microsoft Advertising.

- Professional advisers and service providers assisting with business operations.

- Government authorities or other parties when required by law.

We do not sell personal information in exchange for direct monetary payment as a standard practice. However, certain disclosures to advertising partners or other third parties may qualify as a "sale" or "sharing" under California privacy law, depending on the circumstances.

You may exercise your applicable right to opt out of the sale or sharing of your personal information using the methods described below.

5. YOUR CALIFORNIA PRIVACY RIGHTS

Subject to applicable legal requirements and exceptions, California residents have the following rights:

Right to Know and Access

You may request information about the personal information we have collected about you, including the categories of information, sources, purposes of collection, and categories of third parties to whom the information has been disclosed.

You may also request a copy of the specific personal information we maintain about you.

Right to Delete

You may request that we delete personal information we have collected from you, subject to applicable legal exceptions.

Certain information may need to be retained to comply with legal obligations, complete transactions, maintain security, or exercise legal rights.

Right to Correct

You may request that we correct inaccurate personal information that we maintain about you.

Right to Opt Out of Sale or Sharing

You may request that we stop selling or sharing your personal information as those terms are defined under California law.

This includes certain disclosures of personal information for cross-context behavioral advertising.

Right to Limit the Use of Sensitive Personal Information

Where applicable, you may request that we limit the use and disclosure of sensitive personal information to purposes permitted under California law.

Right to Non-Discrimination

We will not unlawfully discriminate against you for exercising your privacy rights. We will not deny services, charge different prices, or provide a different level of service solely because you exercised a right protected by the CCPA.

Right to Appeal

If we deny your privacy request, you may appeal our decision by contacting us using the information provided in this Notice.

6. HOW TO SUBMIT A PRIVACY REQUEST

California residents may submit privacy requests through any of the following methods:

Online: Visit our [Remove My Personal Information](https://houstonmcmiller.net/opt-out/) page and select the applicable request type.

Email: [email protected]

Mail:

Business Credit America, Inc.

269 S Beverly Dr #725

Beverly Hills, CA 90212

Please include sufficient information for us to identify you and understand your request.

We may need to verify your identity before processing certain requests. We will only request information reasonably necessary for verification.

You may also designate an authorized agent to submit a request on your behalf, subject to applicable verification requirements.

7. GLOBAL PRIVACY CONTROL AND OPT-OUT PREFERENCES

Where required by applicable California law, we recognize valid opt-out preference signals, including Global Privacy Control (GPC).

When we receive a qualifying signal, we will process it as a request to opt out of the sale or sharing of personal information associated with the browser or device, as required by law.

You can also submit an opt-out request through our online privacy request form.

8. RESPONSE TIMEFRAMES

We will acknowledge and respond to verifiable consumer requests within the timeframes required by applicable California law.

Generally, we respond to requests within 45 calendar days. If additional time is reasonably necessary, we may extend the response period by an additional 45 days, subject to applicable legal requirements. We will notify you of any extension.

We will not charge a fee for processing a request unless permitted by applicable law.

9. DATA RETENTION

We retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide requested services, maintain business records, comply with legal obligations, resolve disputes, and enforce our agreements.

The specific retention period depends on the type of information and the purpose for which it is processed.

For additional information, please refer to our [Privacy Policy](https://houstonmcmiller.net/privacy-policy).

10. CHILDREN'S PRIVACY

Our website and services are intended for individuals aged 18 and older. We do not knowingly collect personal information from children under 13.

If we become aware that personal information has been collected from a child in violation of applicable law, we will take appropriate steps to address it.

11. CHANGES TO THIS NOTICE

We may update this California Privacy Notice periodically to reflect changes in our privacy practices, technology, legal requirements, or business operations.

Any updates will be posted on this page with a revised "Last Updated" date.

12. CONTACT INFORMATION

If you have questions about this Notice or wish to exercise your California privacy rights, please contact:

Business Credit America, Inc.

269 S Beverly Dr #725

Beverly Hills, CA 90212

Email: [email protected]

Website: https://houstonmcmiller.net/

For more information about our privacy practices, please review our [Privacy Policy](https://houstonmcmiller.net/privacy-policy).